This is an annual policy that provides a death-in-service benefit to employees while still in service or to members of a registered. A death-in-service benefit simply, is a cover that your company would offer in the event of an employee’s death while still in employment.
Group Life Cover
Group Personal Accident
This insurance provides compensation to your employees in the event of injuries, disability or death caused solely by accidental, external and visible events.
This policy covers the employees of the insured for Accidental bodily injury or disease arising out of and in the course of their employment.
- Last expenses
Group Medical Cover
Group Medical Insurance Cover is an employer- or group-sponsored plan that provide healthcare to members and their families. Group health members usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders. The cover consists of Inpatient, Outpatient, Maternity, Dental and Optical benefits tailored to meet the group healthcare needs.
Policy insures you against loss of money, securities or goods belonging to the business resulting from an act of fraud committed by an employee.
Marine, Hull & Cargo Insurance
Marine insurance covers the loss or damage of ships, cargo, terminals and any transport by which the property is transferred, acquired, or held between the points of origin and the final destination.
This policy provides cover for loss of or damage to the property insured by Fire, Theft or any Accidental means not excluded by the Policy.
Fire & Special Perils
The policy covers loss or damage to property caused by fire, lightning, and explosion and is extended to include riots, strikes, malicious damages, storms, earthquakes, floods, and water damages due to bursting or overflowing water tanks apparatus and pipes.
Property covered includes: buildings, furniture, fixtures and fittings, plant and machinery
Provides indemnity against loss or damage to property following forcible or violent entry or exit from insured premises. Assets, such as office equipment, stock in trade, furniture, fixtures and fittings are covered under this policy
Machinery Breakdown Experience
Provides cover against sudden and unforeseen physical loss or damage to the insured machinery.
Machinery to be covered under this policy will include factory production machinery, workshop machinery, generators, industrial lathes, drills, compressors etc.
Contractors All Risk Insurance (C.A.R)
Provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects. Risks often covered under a CAR policy include flood, wind, earthquakes, water damage, and mold, construction faults and negligence.
Policy that offers property and liability coverage for aircraft. It covers losses resulting from aviation risks that come about due to the maintenance and use of aircraft, property damage, loss of cargo, or injury to people. It protects both its owners and aircraft operators from unforeseen losses.