Individual Insurance

Travel insurance is insurance coverage for risks associated with travelling such as loss of luggage, delays, and death or injury while in a foreign country.

Covers the insured on medical expenses that arise from outpatient, inpatient, pre-existing conditions as well as special cover for Dental, Optical & Maternity.

Cover against accidental deaths, accidental medical expenses, accidental disablement.

An annuity is a contract between an individual and insurance company whereby the individual (referred to as an annuitant) receives a regular stream of payments from the insurance company for the duration he/she is alive in return for a lump sum payment or a series of instalments to the insurance Company.

It is an is an insurance policy that covers funeral expenses in the event of illness, Natural and Accidental Death. A selected amount is paid as a lump sum within 48 hours upon notification of death and full documentation in respect of the individuals, families and groups.

This is a product that enables retirees’ access good quality healthcare during retirement.
The major concern that fuelled the innovation of this product was the fact that upon retirement, getting a medical cover from insurance companies is a challenge for persons over 65years.
There is strain in payment of medical bills and also many cases of premature death upon retirees not to mention the need for excellent healthcare upon retirement.